Finance your investments without traditional income documentation using our Asset-Based Loan Program. Perfect for high-net-worth borrowers, this loan leverages your assets to simplify financing for a variety of property types.

Our Bank Statement Loan programs empower self-employed borrowers and those outside traditional lending criteria to secure financing. With options based on 12 or 24 months of bank statements, we focus on your cash flow, not W2s or tax returns, making it simpler for investors and business owners.

Get a cash-flow-focused loan for your investment property with Direct Home Loan’s DSCR Non-QM program. Perfect for real estate investors, our DSCR loans offer flexible terms, no income verification, and a faster closing process—helping you finance properties based on rental income, not personal income.